FAQs

No, all of our dealer fees are included in the final sale price of your vehicle. Tax, title, and registration fees are the only items not included in the final sale price. That's because these fees vary based on factors including vehicle age, weight, county of residence, local sales tax rates, and more. You can contact us for an out-the-door price before you stop by our used car dealership near Bountiful.

Tony Divino Used Cars and Trucks delivers low APR finance rates for qualified buyers.

Yes, we partner with several lenders in the subprime market to present multiple opportunities to finance. Our team can help secure second-chance auto loans for those with derogatory credit marks, past repossessions, and other issues. Complete your application online and see what we can do for you at Tony Divino Used Cars and Trucks in Layton, UT.

Co-signers are not mandatory; however, if you have bad credit, it can be helpful to have someone else on the loan with you. It's a last option for some of our shoppers to find a loan with a lower monthly payment.

In most cases, you'll need at least 10 percent of your vehicle's out-the-door price as a down payment. However, we can often negotiate smaller down payments or even dismiss the payment altogether. Every situation is different, so we actively work with our customers to provide viable financing solutions for each shopper.

  • Proof of income
  • Valid driver's license
  • Proof of residency
  • 3-5 References
  • Valid insurance

Yes, you can trade your car if you are upside down on your auto loan. Many times, we have trade bonus incentives that will give you more for your trade here in Layton, UT. If you're dealing with negative equity on your vehicle and still want to upgrade, contact Tony Divino Used Cars and Trucks to see what we can do for you today.

Yes, we have a selection of featured vehicles available at our used car dealership near Kaysville. This lineup includes popular vehicles priced competitively. We have multiple brands and body styles available, so if you're in the market to buy, be sure to check this inventory out first.

We can settle your finance offer in ten minutes or less. As long as you have a stable internet connection and a device, you can finance online in Farmington or anywhere else in the nation.

We always welcome a challenge, and at Tony Divino Used Cars and Trucks, we do what we can to find a better finance deal for you. While that doesn't always mean we will find a better offer, it does mean we'll use every connection we have to do so. It won't hurt to see what we can do. Complete your application online and then contact us with your challenge. We may have something better for you at our used car dealership near Centerville.

In most cases, the first payment can come anywhere from 30-45 days after you sign the loan. Some lenders offer deferred payment specials for the first payment or an extended grace period. We will discuss your payment date thoroughly during your loan process.

Yes, all hard credit pulls affect your credit, but if you create multiple inquiries in a span of 14-45 days, credit bureaus will recognize it as a single credit mark.

Apply for Credit Online at Tony Divino Used Cars and Trucks

Tony Divino Used Cars and Trucks is your go-to destination for quality pre-owned vehicles in Layton, Utah. When you work with our team, you'll find an extensive selection of used cars, SUVs, and trucks available to satisfy the needs and budgets of all sorts of drivers in Layton, Kaysville, and more.

If there's one thing we know, however, it's that supplying a great selection of vehicles is only the beginning when it comes to finding the right car. You also need easy access to affordable financing. That's another perk you'll enjoy, thanks to our intuitive online finance application. If you're a Centerville driver looking to get started on your next pre-owned purchase, let our team help you get pre-approved.

Explore Our Selection of Used Cars & SUVs

The sales team at Tony Divino Used Cars and Trucks takes pride in offering a diverse range of used cars and SUVs from popular brands such as Toyota, Dodge, Nissan, and Jeep. Many of these are recent-year and come packed with great features, excellent performance options and, of course, a lower, more affordable price tag.

Whether you're searching for a reliable commuter car for your daily drives through Kaysville or a spacious SUV for family adventures in Farmington, our used inventory has the options you need.

Used Trucks Available for Every Sort of Job

What if you're searching for a dependable and affordable truck? Tony Divino Used Cars and Trucks has an impressive lineup of pre-owned trucks from top brands like Ford, Chevrolet, Ram, and Toyota. It doesn't matter if you want a rugged Ford F-150 work truck for your Centerville job site or a versatile Ram 1500 or Chevy Silverado 1500 for weekend projects in Bountiful, our used truck lineup.

Our experienced staff can work with you to understand your specific needs and help you find an ideal used truck that combines the power, reliability, and affordability you're looking for. We carefully inspect and maintain our used truck inventory to ensure you drive home in a vehicle you can trust.

Apply for the Affordable Financing Solution You Need

We believe that everyone deserves the opportunity to own a quality vehicle. Our used inventory is step one in providing that. Easy access to affordable used vehicle financing? That's step two! Our dedicated finance team works with local and national lenders to secure competitive loan rates and flexible payment options for our customers. These are designed to make it easier for driver to get behind the wheel of their preferred deal or less.

To streamline the financing process, we encourage you to apply for financing online! Our secure online application can help you get pre-approved from the comfort of home, saving you valuable time when you visit our dealership.

Get Started With Your Used Finance Deal at Tony Divino Used Cars and Trucks Today

At Tony Divino Used Cars and Trucks, we're committed to providing exceptional service. Sometimes this means literal service! We staff an onsite service center that can tackle oil changes and other routine maintenance, too!

In more general terms, though, you can just expect more when you visit our dealership. With our diverse lineup of used cars, SUVs, and trucks, along with our competitive financing options and convenient online credit application, we offer a wide array of valuable services for Centerville and Bountiful drivers.

For all your driving needs and more, we reach out to Tony Divino Used Cars and Trucks today. We would love the opportunity to show you everything that our pre-owned dealership has to offer you.